Insurance tips Archives - AAO

Why Insurance Rates Vary

Insurance may seem cut and dry, so why the variance in rates from different insurance partners? There are many factors that contribute to insurance rates, including limit options, claim frequency and more. Factors that Cause Insurance Rates to Vary Insurance policies and their rates vary from company to company. While you may be tempted to [...]

By | January 10th, 2024|AAO insurance information, Insurance tips|0 Comments

FAQs about Insurance for DSO and OSO-Employed Orthodontists

Whether just entering the workforce or many years into their career, many orthodontists are facing the decision to affiliate with an orthodontic service organization (OSO) or dental support organization (DSO). If you are faced with this decision, it's important to understand how this change impacts how you insure yourself, your career and your future. Your [...]

By | January 23rd, 2023|Insurance tips|0 Comments

How Your Insurance Needs May Change throughout Your Career

As you progress in your career, your insurance needs may change. From residency to retirement, the AAO-Endorsed Insurance Program, administered by Lockton Affinity, provides access to a variety of insurance policies that can help safeguard you, your family and your practice throughout it all.   You choose to go into orthodontics According to a Student [...]

By | December 8th, 2022|AAO insurance information, Insurance tips|0 Comments

How to Choose Insurance for Your Practice

With so many insurance options in the marketplace, it can be overwhelming to pick an insurance company to work with and insurance policies to protect your business. The American Association of Orthodontists has partnered with Lockton Affinity as the administrator of the AAO-Endorsed Insurance program to meet the needs of orthodontists like you. It can [...]

By | November 4th, 2022|Insurance tips, Practice insurance|0 Comments

Understanding Workers’ Compensation for Your Practice

You make every effort to provide a safe environment for your staff and patients, but accidents can still happen. To protect your practice from the costs associated with employee injuries, you need Workers’ Compensation coverage from the AAO-Endorsed Insurance Program. Workers’ compensation is legally required for doing business in most states. Without the proper workers’ [...]

By | October 13th, 2022|Insurance tips, Practice insurance|0 Comments

Complimentary Risk Evaluation through the AAO-Endorsed Insurance Program

AAO members have access to insurance products from the AAO-Endorsed Insurance Program, administered by Lockton Affinity. As part of the program, member orthodontists have access to Lockton Affinity’s highly trained, personal insurance representatives who understand the risks and exposures you face as an orthodontist. As you get started with your insurance from the AAO and [...]

By | September 14th, 2022|AAO insurance information, Insurance tips|0 Comments

Employment Law Compliance Solutions Available Through Your AAO Membership

This article is the last of a two-part series guest written by CEDR HR Solutions, a human resources solutions company. Like The American Association of Orthodontists (AAO) selected Lockton Affinity as an “endorsed partner” for the AAO-Insurance Program, CEDR HR Solutions was selected as a human resources services partner. CEDR HR Solutions offers AAO members [...]

By | May 23rd, 2022|Insurance tips, Risk management|0 Comments

Common Cyber Attacks Threatening Orthodontic Practices

Cyber Attacks Threatening Orthodontic Practices Over the past year, cyber attacks against practices in healthcare-related fields increased by 55%, impacting more than 26 million Americans1. This increase paired with the average cost per breached record of $499 can be worrisome for orthdontists2. Because your practice collects personally identifiable information from patients, including minors, you may [...]

AAO-Endorsed Insurance Program 101—Applications, Claims and Details You Need to Know About Insurance

Insurance can be complicated and time-consuming. It is often the last thing you want to deal with in a day and the first thing to get pushed to tomorrow’s to-do list. Despite the anxiety insurance can cause, it is important to protect your career, practice and income. That’s where the AAO-Endorsed Insurance Program comes in [...]