There are many disability insurance policies on the market. How do you choose coverage that’s best for you and your family? Disability insurance can provide a steady stream of monthly income if you become totally disabled. Total disability means that, due to a covered illness or injury, you are unable to perform the substantial duties [...]
In September 2023, the AAO-Endorsed Insurance Program launched QuickDecision, a faster application process for Group Term Life insurance coverage, that does not require a medical exam for most applicants. As part of the AAO-Endorsed Insurance Program’s dedication to improving the program to meet the needs of member orthodontists, this quick application process is now available [...]
The field of orthodontics has several potential pathways an orthodontist’s career might take. You may work for a practice, own your own practice, join a group practice, join a DSO or OSO or find that you’ve worked in a combination of these paths by the end of your career. As an example of how one [...]
AAO-Endorsed Insurance Program Disability Insurance As a member of the AAO, you have access to the AAO-Endorsed Insurance Program’s Disability Income insurance. This coverage helps protect your income if you are disabled and unable to work as an orthodontist, even if you are working in another occupation. Like all insurance policies, Group Disability Income insurance [...]
With your AAO membership, you can become covered under two important group insurance policies at no cost to you— Student Disability coverage and Student Term Life coverage. AAO picks up the tab to support student members like you. When you graduate, you’ll be given the opportunity to continue this coverage on a premium-paying basis. In [...]
As you know, the American Association of Orthodontists is dedicated to helping protect the future of residents like you and your impact on the future of the orthodontic industry. That’s why the AAO-Endorsed Insurance Program, administered by Lockton Affinity, offers complimentary Group Student Disability insurance to AAO student members with the option of converting to [...]
Helping to Protect Your Financial Future If you were to be injured or become ill while in school and were unable to practice as an orthodontist, your life would be greatly affected. Could you pay your living expenses, bills and student loans? How would your future change? Many residents turn to student disability insurance to [...]
There are many facets to a successful financial plan—setting goals, saving an emergency fund, managing debt, planning for retirement, investing, and protecting what you’ve built with insurance. Many people turn to disability insurance, also known as disability income insurance, to help plan for the unexpected, as it helps protect your income should you become disabled [...]