Blog - Page 4 of 4

Preventing Employment Practices Claims—Practice Owner Protection

Employment practices refers to the part of your business that deals with hiring, firing and everyday workplace interactions. Employment practices liability claims alleging workplace discrimination or sexual harassment are increasingly common. To protect your business, it’s important to understand the different types of employment practices claims. Here is a deeper dive into 4 common employment practices liability claims and how to protect against them. Types of Employment Practices Claims: Hostile [...]

By Lockton Affinity|2022-01-20T16:33:39+00:00January 20, 2022|AAO insurance claims, Practice insurance, Risk management|

How to Opt-in to Student Disability and Student Term Life Insurance

With your AAO membership, you can become covered under two important group insurance policies at no cost to you— Student Disability coverage and Student Term Life coverage. AAO picks up the tab to support student members like you. When you graduate, you’ll be given the opportunity to continue this coverage on a premium-paying basis. In the past, Student Term Life insurance was provided to residents without the requirement to opt [...]

By Lockton Affinity|2025-07-09T19:54:47+00:00January 4, 2022|AAO insurance information, Disability insurance, Life insurance, Residents|

Resident Protection: Converting Student Disability Insurance

As you know, the American Association of Orthodontists is dedicated to helping protect the future of residents like you and your impact on the future of the orthodontic industry. That’s why the AAO-Endorsed Insurance Program, administered by Lockton Affinity, offers complimentary Group Student Disability insurance to AAO student members with the option of converting to Group Disability Income insurance once they become practicing orthodontists. Converting Student Disability Insurance to the [...]

By Lockton Affinity|2025-07-09T20:03:17+00:00November 17, 2021|Disability insurance, Residents|

5 Ways to Help Prevent Cyber Attacks at Orthodontic Practices

Over the past year, cyber attacks against practices in healthcare-related fields increased by 55%, impacting more than 26 million Americans1. This increase paired with the average cost per breached record of $499 can be worrisome for orthdontists2. To help prevent cyber attacks at orthodontic practices, try these 5 strategies: 5 Ways to Help Prevent Cyber Attacks at Orthodontic Practices — #1: Utilize multi-factor authentication To provide you with additional layers [...]

By Lockton Affinity|2025-07-09T19:24:29+00:00October 14, 2021|Practice insurance, Risk management|

Practice Owner Protection: Understanding Business Overhead Expense Insurance for Orthodontists

Building, growing and operating a successful orthodontic practice is no easy feat. Not only did you commit to your education to become an orthodontist, you made a commitment to opening your own practice and all that it entails. Now that your practice is running successfully, you have a lot of responsibility for the business that you’ve grown—for your patients, your staff, your property and your finances. After all that work [...]

By Lockton Affinity|2025-07-09T20:06:19+00:00August 9, 2021|Practice insurance, Risk management|

Life and Critical Illness Insurance for Orthodontists

Through your dedication to patient care, you have built a successful orthodontic career and are able to provide for your family. There are many financial tools people use to protect themselves, their businesses and their loved ones, such as saving an emergency fund, managing debt, planning for retirement or investing. Like Disability Insurance is important to help protect your income should you become disabled and unable to work as [...]

By Lockton Affinity|2025-07-09T19:58:52+00:00July 28, 2021|AAO insurance information, Life insurance|

Common Cyber Attacks Threatening Orthodontic Practices

Cyber Attacks Threatening Orthodontic Practices Over the past year, cyber attacks against practices in healthcare-related fields increased by 55%, impacting more than 26 million Americans1. This increase paired with the average cost per breached record of $499 can be worrisome for orthdontists2. Because your practice collects personally identifiable information from patients, including minors, you may have one of the highest risk databases in healthcare. This information can include social security [...]

By Lockton Affinity|2025-07-09T19:39:22+00:00June 10, 2021|Insurance tips, Practice insurance, Risk management|

Resident Protection: Understanding Student Disability Insurance

Helping to Protect Your Financial Future If you were to be injured or become ill while in school and were unable to practice as an orthodontist, your life would be greatly affected. Could you pay your living expenses, bills and student loans? How would your future change? Many residents turn to student disability insurance to help plan for the unexpected, as it helps protect your income and repay your loans [...]

By Lockton Affinity|2025-07-09T19:56:51+00:00May 21, 2021|Disability insurance, Residents|

AAO-Endorsed Insurance Program 101—Applications, Claims and Details You Need to Know About Insurance

Insurance can be complicated and time-consuming. It is often the last thing you want to deal with in a day and the first thing to get pushed to tomorrow’s to-do list. Despite the anxiety insurance can cause, it is important to protect your career, practice and income. That’s where the AAO-Endorsed Insurance Program comes in to play. Together, Lockton Affinity and the AAO ensure the AAO-Endorsed Insurance Program continues to [...]

By Lockton Affinity|2025-07-09T19:51:58+00:00April 14, 2021|AAO insurance information, Insurance tips|

Disability Insurance for Orthodontists

There are many facets to a successful financial plan—setting goals, saving an emergency fund, managing debt, planning for retirement, investing, and protecting what you’ve built with insurance. Many people turn to disability insurance, also known as disability income insurance, to help plan for the unexpected, as it helps protect your income should you become disabled and unable to work as an orthodontist. Why Disability Insurance may be Critical for [...]

By Lockton Affinity|2025-07-24T16:40:30+00:00March 10, 2021|AAO insurance information, Disability insurance|

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