Employment practices liability insurance Archives

The Orthodontist’s Game of Life and Insurance You May Need Along the Way

Some of life's biggest events happen over the years from residency to retirement — making lifelong friends, graduation, starting your first job or buying or starting a practice and, for some, getting married, buying a house and starting a family. Download the accompanying Orthodontist’s Game of Life boardgame for a fun visual representation and read on to learn how insurance from the AAO-Endorsed Insurance Program can help protect you through [...]

By Lockton Affinity|2025-09-18T20:32:50+00:00September 18, 2025|AAO insurance information, Cyber liability insurance, Disability insurance, Employment practices liability insurance, Insurance tips, Life insurance, Practice insurance, Residents|

Employment Practices Liability Insurance for AAO Members

Wrongful termination, discrimination, breach of contract, sexual harassment — as an employer, your orthodontic practice faces the risk being sued for these employment-related claims and more. To fully protect your practice from this risk, your practice may require Employment Practices Liability insurance (EPLI). Read on to better understand this coverage and the difference a policy from the AAO-Endorsed Insurance Program can make for your practice. Understanding Employment Practices Liability [...]

By Lockton Affinity|2025-06-04T15:15:08+00:00June 4, 2025|AAO insurance information, Employment practices liability insurance, Insurance tips|

LOCKTON AFFINITY, LLC

10895 Lowell Avenue, Suite 300 | Overland Park, KS 66210

(844) 893-9888 | [email protected]

MAILING ADDRESS: PO Box 410679 | Kansas City, MO 64141

The AAO-Endorsed Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC, Affinity Administrator Services, LLC in California Insurance License Number 0795478, in Arizona Insurance License Number 1800004362 and in Arkansas Insurance License Number 100108685. Coverage may not be available in all states and is subject to actual policy terms and conditions. Policy benefits are the sole obligation of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. American Association of Orthodontists (AAO) will receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law.

*Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy Form GMR/FACE, Group Policy Nos. G-14242-0 (TL), G-14243-0 (10 LTL), G-14244-0 (20 LTL), G-14242-4 (POE), G-14242-3 (DI) and G-30270-0 (CI). For more information including features, costs, eligibility, renewability, limitations and exclusions click “Learn More.”

New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group policies it underwrites are available in all jurisdictions. Please check the eligibility sections for current availability. New York Life Insurance Company’s state of domicile is New York, and NAIC ID is #66915.

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