Lockton Affinity, Author at AAO

Patients’ Refusal of Proposed Treatment or Referrals in Orthodontic Practice

Orthodontic claims involving missed diagnoses or failure to refer often arise when an orthodontist does not direct a patient to another provider whose specialized expertise is needed for proper evaluation or treatment. Even as specialists, orthodontists must recognize when a patient’s needs call for referral to another provider — to an oral and maxillofacial surgeon for impacted canines, extractions or orthognathic surgery; to a periodontist for active periodontal disease; to [...]

Lockton Affinity2026-08-27T15:36:35+00:00August 27, 2026|AAO insurance claims, AAO insurance information, Malpractice insurance, Patient communication, Risk management|

Helping You Understand Insurance Policy Documents

Because all insurance policies are legal contracts, it means they’re full of technical, legal jargon that can be difficult to follow. Despite this jargon, it’s important to know what is listed in your policies so you can be confident your coverage meets your needs, and you can quickly find answers to your questions. Below are three practical tips to help you read and understand any insurance policy documents — whether [...]

Lockton Affinity2026-06-16T14:50:53+00:00June 2, 2026|AAO insurance information, Insurance tips, Malpractice insurance, Risk management|

One Common Malpractice Claim Orthodontists Face: Failure to Obtain Proper Informed Consent

Malpractice claims can present significant challenges for orthodontists, including damage to professional reputations and costly legal battles. One common malpractice claim orthodontists face is failure to obtain proper informed consent. There are recurring issues that tend to trigger allegations — luckily, many are preventable with the right protocols in place. By understanding the common pitfalls that can lead to malpractice claims for a failure to obtain proper informed consent and [...]

Lockton Affinity2026-05-26T21:48:27+00:00May 26, 2026|AAO insurance information, Malpractice insurance, Practice insurance, Risk management|

6 Most Common Malpractice Claims Orthodontists Face and How to Prevent Them at Your Practice

Malpractice claims can present significant challenges for orthodontic practices, including damage to professional reputations and costly legal battles. There are recurring issues that tend to trigger allegations of negligence — many of which are preventable with the right protocols in place. By understanding the common pitfalls that lead to malpractice claims and implementing proactive risk management strategies, orthodontists can better safeguard their practices and deliver safer, more transparent patient care. [...]

Lockton Affinity2026-03-05T19:52:53+00:00March 4, 2026|AAO insurance information, Malpractice insurance, Practice insurance, Risk management|

Proactive Cybersecurity Measures for Orthodontists and Their Practices

Healthcare professionals face an increased risk of cyber attacks. In this guide from Lockton Affinity, you’ll gain knowledge about the current state of cybercrime, discover helpful cyber attack prevention tactics and learn how protection like cyber liability insurance can make all the difference for your practice.

Lockton Affinity2026-03-04T21:47:58+00:00January 14, 2026|Uncategorized|

Increase Your Cyber Threat Knowledge as an Orthodontist

Because of the sensitive patient data collected, healthcare professionals and organizations face an increased risk of cyber attacks. In the past few years, there have been big attacks against healthcare organizations, which have led to compromised patient data, disruption in patient care and increased industry scrutiny. As a result of these attacks, numerous lawsuits have been filed against healthcare organizations, and there is now greater focus on improving cybersecurity practices. [...]

Lockton Affinity2025-11-26T02:35:25+00:00November 26, 2025|AAO insurance information, Cyber liability insurance, Cyber Security, Risk management|

How Would Your Practice Handle a Cyber Attack? Key Cyber Incident Response Measures to Implement

Dealing with a cyber attack can be overwhelming, but knowing the right steps to take afterward and having the right partners in place can make all the difference. This guide breaks it down for you, offering straightforward advice on bouncing back and building stronger defenses for the future. Plus, if you have Cyber Liability insurance offered through the AAO-Endorsed Insurance Program and preventative services from Black Talon, you’ll be better [...]

Lockton Affinity2025-10-08T14:37:59+00:00October 2, 2025|AAO insurance information, Cyber liability insurance, Cyber Security|

The Orthodontist’s Game of Life and Insurance You May Need Along the Way

Some of life's biggest events happen over the years from residency to retirement — making lifelong friends, graduation, starting your first job or buying or starting a practice and, for some, getting married, buying a house and starting a family. Download the accompanying Orthodontist’s Game of Life boardgame for a fun visual representation and read on to learn how insurance from the AAO-Endorsed Insurance Program can help protect you through [...]

Lockton Affinity2025-09-18T20:32:50+00:00September 18, 2025|AAO insurance information, Cyber liability insurance, Disability insurance, Employment practices liability insurance, Insurance tips, Life insurance, Practice insurance, Residents|

Protecting You, Your Family and Your Children from Identity Theft and Its Ramifications

In today’s digital world, identity theft is more than just a buzzword. It’s a real and growing threat. From online shopping to using public Wi-Fi, your personal information is constantly at risk. Cybercriminals are becoming more sophisticated, and the consequences of identity theft — financial loss, damaged credit, and emotional distress — can be devastating. That’s why the AAO is proud to offer members access to the IdentityForce UltraSecure Premium [...]

Lockton Affinity2025-07-31T17:51:38+00:00July 31, 2025|AAO insurance information, Cyber Security, Identity theft|

FAQs about Cyber Liability insurance for AAO member practice owners

The AAO-Endorsed Insurance program, administered by Lockton Affinity, has partnered with Beazley, one of the leading experts in cyber insurance, to offer a Cyber Liability insurance policy that better protects your practice. To help AAO members understand this policy and the common cyber risks orthodontists face, Lockton Affinity has compiled answers to frequently asked questions on these topics. Answers to Your FAQs about Cyber Liability Insurance Cyber Liability insurance is [...]

Lockton Affinity2025-10-02T19:48:04+00:00June 4, 2025|AAO insurance information, Cyber liability insurance, Insurance tips, Practice insurance|

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