Blog - Page 3 of 4

How Your Insurance Needs May Change throughout Your Career

As you progress in your career, your insurance needs may change. From residency to retirement, the AAO-Endorsed Insurance Program, administered by Lockton Affinity, provides access to a variety of insurance policies that can help safeguard you, your family and your practice throughout it all. You choose to go into orthodontics According to the AAO, after at least 10 years of higher education, the average first-year orthodontist carries over $560,000 in student loan [...]

By Lockton Affinity|2022-12-08T18:10:26+00:00December 8, 2022|AAO insurance information, Insurance tips|

How to Choose Insurance for Your Practice

With so many insurance options in the marketplace, it can be overwhelming to pick an insurance company to work with and insurance policies to protect your business. The American Association of Orthodontists has partnered with Lockton Affinity as the administrator of the AAO-Endorsed Insurance program to meet the needs of orthodontists like you. It can be beneficial to think about how to select the insurance partner and policies that best [...]

By Lockton Affinity|2022-11-04T20:57:33+00:00November 4, 2022|Insurance tips, Practice insurance|

Understanding Workers’ Compensation for Your Practice

You make every effort to provide a safe environment for your staff and patients, but accidents can still happen. To protect your practice from the costs associated with employee injuries, you need Workers’ Compensation coverage from the AAO-Endorsed Insurance Program. Workers’ compensation is legally required for doing business in most states. Without the proper workers’ compensation insurance, your practice could face legal consequences for noncompliance. Lack of coverage also places [...]

By Lockton Affinity|2022-10-13T20:22:47+00:00October 13, 2022|Insurance tips, Practice insurance|

Complimentary Risk Evaluation through the AAO-Endorsed Insurance Program

AAO members have access to insurance products from the AAO-Endorsed Insurance Program, administered by Lockton Affinity. As part of the program, member orthodontists have access to Lockton Affinity’s highly trained, personal insurance representatives who understand the risks and exposures you face as an orthodontist. As you get started with your insurance from the AAO and Lockton Affinity, you can schedule two complimentary meetings with Lockton Affinity’s representatives—a 15-minute introductory meeting [...]

By Lockton Affinity|2022-09-14T16:10:22+00:00September 14, 2022|AAO insurance information, Insurance tips|

AAO Membership Cyber Solutions

This article is written in collaboration with Black Talon Security, a dedicated cybersecurity company. The American Association of Orthodontists (AAO) selected Lockton Affinity as an “endorsed partner” for the AAO-Insurance Program and Black Talon was selected as the cybersecurity partner to help prevent and respond to cyber attacks. As you know, patient records, including payment information, social security numbers and insurance identification numbers are extremely valuable to cyber criminals. Therefore, [...]

By Lockton Affinity|2022-07-29T13:03:19+00:00July 29, 2022|Practice insurance, Risk management|

Employment Law Compliance Solutions Available Through Your AAO Membership

This article is the last of a two-part series guest written by CEDR HR Solutions, a human resources solutions company. Like The American Association of Orthodontists (AAO) selected Lockton Affinity as an “endorsed partner” for the AAO-Insurance Program, CEDR HR Solutions was selected as a human resources services partner. CEDR HR Solutions offers AAO members a free HR consultation, employee handbook evaluation, access to their HR Vault® software, and an [...]

By Lockton Affinity|2022-05-23T21:25:25+00:00May 23, 2022|Insurance tips, Risk management|

The Risks of Employment Litigation Against Your Practice and How to Prevent Claims

This article is the first of a two-part series on Employment Litigation Risks guest written by CEDR HR Solutions, a human resources solutions company. Like The American Association of Orthodontists (AAO) selected Lockton Affinity as an “endorsed partner” for the AAO-Insurance Program, CEDR HR Solutions was selected as AAO’s human resources services partner. CEDR HR Solutions offers AAO members a free HR consultation, employee handbook evaluation, access to their HR [...]

By Lockton Affinity|2022-05-23T21:15:05+00:00May 23, 2022|AAO insurance claims, Practice insurance, Risk management|

AAO-Endorsed Insurance Program Student Coverage FAQs

AAO-Endorsed Insurance Program Student Insurance As a student member of the AAO, you have access to the AAO-Endorsed Insurance Program’s Group Student Disability and Term Life insurance. Offered to all AAO resident members at no cost, it is one of the many ways the AAO is dedicated to its members’ futures. Like all insurance policies, Group Student Disability and Term Life insurance includes specific benefits. To help explain these policy [...]

By Lockton Affinity|2022-05-10T01:55:55+00:00May 10, 2022|AAO insurance information, Residents|

Common Claim Risks Orthodontists May Face

There are many situations in your personal and professional life in which insurance can be helpful. While all these situations may not occur in your life, the odds of them occurring and the financial burden they can cause make purchasing insurance worthwhile. Common claim risks orthodontists may face include: You experience a critical injury or death A fire or flood damages the practice you own An employee or guest is [...]

By Lockton Affinity|2025-12-01T17:12:57+00:00April 11, 2022|AAO insurance claims, Risk management|

AAO-Endorsed Insurance Program Disability Insurance FAQs

AAO-Endorsed Insurance Program Disability Insurance As a member of the AAO, you have access to the AAO-Endorsed Insurance Program’s Disability Income insurance. This coverage helps protect your income if you are disabled and unable to work as an orthodontist, even if you are working in another occupation. Like all insurance policies, Group Disability Income insurance includes specific benefits, and several options for you to select. To help explain these policy [...]

By Lockton Affinity|2022-03-03T14:52:33+00:00March 3, 2022|AAO insurance information, Disability insurance|

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