As part of our dedication to improving the AAO-Endorsed Insurance Program and ensuring it continues to meet the needs of orthodontists like you, we always look for improvements and additional features to add to our policies and program as a whole. We are thrilled to announce Quick Decision, a faster application process that, in most cases, does not require a medical exam for our Group Term Life insurance coverage. Read [...]
Like the majority of car dealers require drivers to have auto insurance before purchasing and driving a new vehicle off the lot, most lenders require business owners to have life insurance before borrowing a high-value loan to open a practice. Having a life insurance policy in place shows the lender that, should you pass away unexpectedly, the amount of the loan could be paid back. Read on to learn more [...]
As you progress in your career, your insurance needs may change. From residency to retirement, the AAO-Endorsed Insurance Program, administered by Lockton Affinity, provides access to a variety of insurance policies that can help safeguard you, your family and your practice throughout it all. You choose to go into orthodontics According to the AAO, after at least 10 years of higher education, the average first-year orthodontist carries over $560,000 in student loan [...]
AAO members have access to insurance products from the AAO-Endorsed Insurance Program, administered by Lockton Affinity. As part of the program, member orthodontists have access to Lockton Affinity’s highly trained, personal insurance representatives who understand the risks and exposures you face as an orthodontist. As you get started with your insurance from the AAO and Lockton Affinity, you can schedule two complimentary meetings with Lockton Affinity’s representatives—a 15-minute introductory meeting [...]
AAO-Endorsed Insurance Program Student Insurance As a student member of the AAO, you have access to the AAO-Endorsed Insurance Program’s Group Student Disability and Term Life insurance. Offered to all AAO resident members at no cost, it is one of the many ways the AAO is dedicated to its members’ futures. Like all insurance policies, Group Student Disability and Term Life insurance includes specific benefits. To help explain these policy [...]
AAO-Endorsed Insurance Program Disability Insurance As a member of the AAO, you have access to the AAO-Endorsed Insurance Program’s Disability Income insurance. This coverage helps protect your income if you are disabled and unable to work as an orthodontist, even if you are working in another occupation. Like all insurance policies, Group Disability Income insurance includes specific benefits, and several options for you to select. To help explain these policy [...]
With your AAO membership, you can become covered under two important group insurance policies at no cost to you— Student Disability coverage and Student Term Life coverage. AAO picks up the tab to support student members like you. When you graduate, you’ll be given the opportunity to continue this coverage on a premium-paying basis. In the past, Student Term Life insurance was provided to residents without the requirement to opt [...]
Through your dedication to patient care, you have built a successful orthodontic career and are able to provide for your family. There are many financial tools people use to protect themselves, their businesses and their loved ones, such as saving an emergency fund, managing debt, planning for retirement or investing. Like Disability Insurance is important to help protect your income should you become disabled and unable to work as [...]
Insurance can be complicated and time-consuming. It is often the last thing you want to deal with in a day and the first thing to get pushed to tomorrow’s to-do list. Despite the anxiety insurance can cause, it is important to protect your career, practice and income. That’s where the AAO-Endorsed Insurance Program comes in to play. Together, Lockton Affinity and the AAO ensure the AAO-Endorsed Insurance Program continues to [...]
There are many facets to a successful financial plan—setting goals, saving an emergency fund, managing debt, planning for retirement, investing, and protecting what you’ve built with insurance. Many people turn to disability insurance, also known as disability income insurance, to help plan for the unexpected, as it helps protect your income should you become disabled and unable to work as an orthodontist. Why Disability Insurance may be Critical for [...]
10895 Lowell Avenue, Suite 300 | Overland Park, KS 66210
(844) 893-9888 | [email protected]
MAILING ADDRESS: PO Box 410679 | Kansas City, MO 64141
The AAO-Endorsed Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC, Affinity Administrator Services, LLC in California Insurance License Number 0795478, in Arizona Insurance License Number 1800004362 and in Arkansas Insurance License Number 100108685. Coverage may not be available in all states and is subject to actual policy terms and conditions. Policy benefits are the sole obligation of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. American Association of Orthodontists (AAO) will receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law.
*Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy Form GMR/FACE, Group Policy Nos. G-14242-0 (TL), G-14243-0 (10 LTL), G-14244-0 (20 LTL), G-14242-4 (POE), G-14242-3 (DI) and G-30270-0 (CI). For more information including features, costs, eligibility, renewability, limitations and exclusions click “Learn More.”
New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group policies it underwrites are available in all jurisdictions. Please check the eligibility sections for current availability. New York Life Insurance Company’s state of domicile is New York, and NAIC ID is #66915.
Copyright © Lockton Companies. | Terms of Use | Privacy Policy | Compensation Disclosure
5033988