How to File a Claim as a Practice Owner

Owning your own practice comes with risk and that’s why the AAO-Endorsed Insurance Program, administered by Lockton Affinity, offers coverage to help protect your practice, including: Business Owner’s Policy Employment Practices Liability insurance Cyber Liability insurance and Workers’ Compensation insurance Should an incident occur at your practice that may turn into a claim, it is important to report them to your insurance partner. These incidents may include: A patient trips [...]

By |2024-02-09T20:15:22+00:00February 9, 2024|AAO insurance claims, Practice insurance|
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The Risks of Employment Litigation Against Your Practice and How to Prevent Claims

This article is the first of a two-part series on Employment Litigation Risks guest written by CEDR HR Solutions, a human resources solutions company. Like The American Association of Orthodontists (AAO) selected Lockton Affinity as an “endorsed partner” for the AAO-Insurance Program, CEDR HR Solutions was selected as AAO’s human resources services partner. CEDR HR Solutions offers AAO members a free HR consultation, employee handbook evaluation, access to their HR [...]

By |2022-05-23T21:15:05+00:00May 23, 2022|AAO insurance claims, Practice insurance, Risk management|
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Common Claim Risks Orthodontists May Face

There are many situations in your personal and professional life in which insurance can be helpful. While all these situations may not occur in your life, the odds of them occurring and the financial burden they can cause make purchasing insurance worthwhile.   Common claim risks orthodontists may face include:  You experience a critical injury or death  A fire or flood damages the practice you own  An employee or guest is [...]

By |2022-04-11T20:11:15+00:00April 11, 2022|AAO insurance claims, Risk management|
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Preventing Employment Practices Claims—Practice Owner Protection

Employment practices refers to the part of your business that deals with hiring, firing and everyday workplace interactions. Employment practices liability claims alleging workplace discrimination or sexual harassment are increasingly common. To protect your business, it’s important to understand the different types of employment practices claims. Here is a deeper dive into 4 common employment practices liability claims and how to protect against them. Types of Employment Practices Claims: Hostile [...]

By |2022-01-20T16:33:39+00:00January 20, 2022|AAO insurance claims, Practice insurance, Risk management|
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LOCKTON AFFINITY, LLC

10895 Lowell Avenue, Suite 300 | Overland Park, KS 66210

(844) 893-9888 | [email protected]

MAILING ADDRESS: PO Box 410679 | Kansas City, MO 64141

The AAO-Endorsed Insurance Program is administered by Lockton Affinity, LLC d/b/a Lockton Affinity Insurance Brokers LLC, Affinity Administrator Services, LLC in California Insurance License Number 0795478, in Arizona Insurance License Number 1800004362 and in Arkansas Insurance License Number 100108685. Coverage may not be available in all states and is subject to actual policy terms and conditions. Policy benefits are the sole obligation of the issuing insurance company. Coverage may be provided by an excess/surplus lines insurer which is not licensed by or subject to the supervision of the insurance department of your state of residence. Policy coverage forms and rates may not be subject to regulation by the insurance department of your state of residence. Excess/Surplus lines insurers do not generally participate in state guaranty funds and therefore insureds are not protected by such funds in the event of the insurer’s insolvency. American Association of Orthodontists (AAO) will receive a royalty fee for the licensing of its name and trademarks as part of the insurance program offered to the extent permitted by applicable law.

*Underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy Form GMR/FACE, Group Policy Nos. G-14242-0 (TL), G-14243-0 (10 LTL), G-14244-0 (20 LTL), G-14242-4 (POE), G-14242-3 (DI) and G-30270-0 (CI). For more information including features, costs, eligibility, renewability, limitations and exclusions click “Learn More.”

New York Life Insurance Company is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group policies it underwrites are available in all jurisdictions. Please check the eligibility sections for current availability. New York Life Insurance Company’s state of domicile is New York, and NAIC ID is #66915.

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