How to File a Claim as a Practice Owner

Owning your own practice comes with risk and that’s why the AAO-Endorsed Insurance Program, administered by Lockton Affinity, offers coverage to help protect your practice, including: Business Owner’s Policy Employment Practices Liability insurance Cyber Liability insurance and Workers’ Compensation insurance Should an incident occur at your practice that may turn into a claim, it is important to report them to your insurance partner. These incidents may include: A patient trips [...]

By |2024-02-09T20:15:22+00:00February 9, 2024|AAO insurance claims, Practice insurance|

The Risks of Employment Litigation Against Your Practice and How to Prevent Claims

This article is the first of a two-part series on Employment Litigation Risks guest written by CEDR HR Solutions, a human resources solutions company. Like The American Association of Orthodontists (AAO) selected Lockton Affinity as an “endorsed partner” for the AAO-Insurance Program, CEDR HR Solutions was selected as AAO’s human resources services partner. CEDR HR Solutions offers AAO members a free HR consultation, employee handbook evaluation, access to their HR [...]

Common Claim Risks Orthodontists May Face

There are many situations in your personal and professional life in which insurance can be helpful. While all these situations may not occur in your life, the odds of them occurring and the financial burden they can cause make purchasing insurance worthwhile.   Common claim risks orthodontists may face include:  You experience a critical injury or death  A fire or flood damages the practice you own  An employee or guest is [...]

By |2022-04-11T20:11:15+00:00April 11, 2022|AAO insurance claims, Risk management|

Preventing Employment Practices Claims—Practice Owner Protection

Employment practices refers to the part of your business that deals with hiring, firing and everyday workplace interactions. Employment practices liability claims alleging workplace discrimination or sexual harassment are increasingly common. To protect your business, it’s important to understand the different types of employment practices claims. Here is a deeper dive into 4 common employment practices liability claims and how to protect against them. Types of Employment Practices Claims: Hostile [...]

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