Lockton Affinity, Author at AAO

The Risks of Employment Litigation Against Your Practice and How to Prevent Claims

This article is the first of a two-part series on Employment Litigation Risks guest written by CEDR HR Solutions, a human resources solutions company. Like The American Association of Orthodontists (AAO) selected Lockton Affinity as an “endorsed partner” for the AAO-Insurance Program, CEDR HR Solutions was selected as AAO’s human resources services partner. CEDR HR Solutions offers AAO members a free HR consultation, employee handbook evaluation, access to their HR [...]

By Lockton Affinity|2022-05-23T21:15:05+00:00May 23, 2022|AAO insurance claims, Practice insurance, Risk management|

AAO-Endorsed Insurance Program Student Coverage FAQs

AAO-Endorsed Insurance Program Student Insurance As a student member of the AAO, you have access to the AAO-Endorsed Insurance Program’s Group Student Disability and Term Life insurance. Offered to all AAO resident members at no cost, it is one of the many ways the AAO is dedicated to its members’ futures. Like all insurance policies, Group Student Disability and Term Life insurance includes specific benefits. To help explain these policy [...]

By Lockton Affinity|2022-05-10T01:55:55+00:00May 10, 2022|AAO insurance information, Residents|

Common Claim Risks Orthodontists May Face

There are many situations in your personal and professional life in which insurance can be helpful. While all these situations may not occur in your life, the odds of them occurring and the financial burden they can cause make purchasing insurance worthwhile. Common claim risks orthodontists may face include: You experience a critical injury or death A fire or flood damages the practice you own An employee or guest is [...]

By Lockton Affinity|2022-04-11T20:11:15+00:00April 11, 2022|AAO insurance claims, Risk management|

AAO-Endorsed Insurance Program Disability Insurance FAQs

AAO-Endorsed Insurance Program Disability Insurance As a member of the AAO, you have access to the AAO-Endorsed Insurance Program’s Disability Income insurance. This coverage helps protect your income if you are disabled and unable to work as an orthodontist, even if you are working in another occupation. Like all insurance policies, Group Disability Income insurance includes specific benefits, and several options for you to select. To help explain these policy [...]

By Lockton Affinity|2022-03-03T14:52:33+00:00March 3, 2022|AAO insurance information, Disability insurance|

Preventing Employment Practices Claims—Practice Owner Protection

Employment practices refers to the part of your business that deals with hiring, firing and everyday workplace interactions. Employment practices liability claims alleging workplace discrimination or sexual harassment are increasingly common. To protect your business, it’s important to understand the different types of employment practices claims. Here is a deeper dive into 4 common employment practices liability claims and how to protect against them. Types of Employment Practices Claims: Hostile [...]

By Lockton Affinity|2022-01-20T16:33:39+00:00January 20, 2022|AAO insurance claims, Practice insurance, Risk management|

How to Opt-in to Student Disability and Student Term Life Insurance

With your AAO membership, you can become covered under two important group insurance policies at no cost to you— Student Disability coverage and Student Term Life coverage. AAO picks up the tab to support student members like you. When you graduate, you’ll be given the opportunity to continue this coverage on a premium-paying basis. In the past, Student Term Life insurance was provided to residents without the requirement to opt [...]

By Lockton Affinity|2025-07-09T19:54:47+00:00January 4, 2022|AAO insurance information, Disability insurance, Life insurance, Residents|

Resident Protection: Converting Student Disability Insurance

As you know, the American Association of Orthodontists is dedicated to helping protect the future of residents like you and your impact on the future of the orthodontic industry. That’s why the AAO-Endorsed Insurance Program, administered by Lockton Affinity, offers complimentary Group Student Disability insurance to AAO student members with the option of converting to Group Disability Income insurance once they become practicing orthodontists. Converting Student Disability Insurance to the [...]

By Lockton Affinity|2025-07-09T20:03:17+00:00November 17, 2021|Disability insurance, Residents|

5 Ways to Help Prevent Cyber Attacks at Orthodontic Practices

Over the past year, cyber attacks against practices in healthcare-related fields increased by 55%, impacting more than 26 million Americans1. This increase paired with the average cost per breached record of $499 can be worrisome for orthdontists2. To help prevent cyber attacks at orthodontic practices, try these 5 strategies: 5 Ways to Help Prevent Cyber Attacks at Orthodontic Practices — #1: Utilize multi-factor authentication To provide you with additional layers [...]

By Lockton Affinity|2025-07-09T19:24:29+00:00October 14, 2021|Practice insurance, Risk management|

Practice Owner Protection: Understanding Business Overhead Expense Insurance for Orthodontists

Building, growing and operating a successful orthodontic practice is no easy feat. Not only did you commit to your education to become an orthodontist, you made a commitment to opening your own practice and all that it entails. Now that your practice is running successfully, you have a lot of responsibility for the business that you’ve grown—for your patients, your staff, your property and your finances. After all that work [...]

By Lockton Affinity|2025-07-09T20:06:19+00:00August 9, 2021|Practice insurance, Risk management|

Life and Critical Illness Insurance for Orthodontists

Through your dedication to patient care, you have built a successful orthodontic career and are able to provide for your family. There are many financial tools people use to protect themselves, their businesses and their loved ones, such as saving an emergency fund, managing debt, planning for retirement or investing. Like Disability Insurance is important to help protect your income should you become disabled and unable to work as [...]

By Lockton Affinity|2025-07-09T19:58:52+00:00July 28, 2021|AAO insurance information, Life insurance|

About Lockton Affinity

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