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Employment Practices Liability Insurance

Studies show an employer is more likely to experience an employment practices liability claim than a general liability or property loss claim.* Yet, too many fail to guard themselves against employee lawsuits. Don’t leave your business vulnerable to this risk. Ensure you and your practice are protected with AAO-Endorsed Employment Practices Liability Insurance (EPLI).

AAO-Endorsed Group Term Life Insurance helps ensure your loved ones can maintain a high quality of life, should something ever happen to you.

With AAO-Endorsed EPLI, you’re covered for allegations of:

  • Workplace harassment
  • Discrimination
  • Retaliation
  • Breach of an employment agreement
  • Wrongful termination
  • Violation of the Family and Medical Leave Act
  • Invasion of privacy
  • Failure to enforce adequate employment policies and procedures

Plan Overview

Highlights of AAO-Endorsed EPLI include:

  • Expanded definition of discrimination: You’ll be covered for any claim based on the violation of employment discrimination law or disparate treatment
  • Protection from monetary jury awards: This includes damages resulting from violation of the Age Discrimination in Employment Act and the Equal Pay Act
  • Web-based training: You’ll have access to online training modules on topics such as sexual harassment prevention
  • Free legal assistance: You’ll have access to a toll-free number staffed by employment attorneys who can help you make informed decisions

Is AAO-Endorsed EPLI Right for You?

If you have employees, you need EPLI. The costs associated with an employment practice-related claim are substantial. In fact, nearly 77,000 charges of workplace discrimination occurred in 2018.* And even though it may seem unlikely, employment related claims are becoming more and more prevalent in today’s litigious society. AAO-Endorsed EPLI provides protection and tools for prevention.

*"Charge Statistics (Charges filed with EEOC)." U.S. Equal Employment Opportunity Commission. Web. 2 May 2018.

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