Group Accidental Death and Dismemberment Insurance


Life has a way of throwing curveballs when you least expect it, but those experiences don’t have to knock you or your family off your feet.

With Group Accidental Death and Dismemberment (AD&D) Insurance from the American Association of Orthodontists (AAO), you can help secure a better future. This competitively-priced coverage will provide you or your family supplemental funds in the event of an unintentional injury or death.

AAO-Endorsed AD&D benefits include:

  • Coverage options of $25,000 to $150,000
  • Optional dependent coverage up to $30,000
  • Optional spouse coverage up to $90,000
  • Portable coverage that stays with you even if you change jobs
  • And more!

Your plan will pay the full principal sum for the loss of:

  • Life
  • One or more limbs
  • Sight in one or both eyes
  • Use of one or both hands

Insurance Carrier

AAO-Endorsed AD&D coverage is underwritten by New York Life Insurance Company (New York Life), a leader in the association group insurance field. The company has an enduring commitment to its customers' financial security. Regardless of the state of the economy or the stock market, New York Life bases its financial decisions on the guiding principle of serving its clients. New York Life has received the highest ratings for financial strength currently awarded to any life insurer from the leading independent ratings agencies, including A.M. Best (A++ as of 7/1/2015).

New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group plans it underwrites are available in all jurisdictions. Contact the AAO-Endorsed Insurance Program Administrator at 800.622.0344 for current availability.