Group Disability Income Insurance

Most of us insure our cars, homes, and health, but too many of us fail to protect our most important asset—our income. AAO-Endorsed Group Disability Income Insurance helps ensure your paycheck is secure, even if an illness or injury keeps you from working.

Plan Overview

Highlights of the AAO-Endorsed Group Disability Income Insurance Plan include:

  • Wide-range of coverage amounts: Choose any amount you need, from $500 to $15,000 per month in increments of $100
  • Lifetime benefit offer: Lock in your purchased benefit level for life if you become disabled before age 50 and remain continuously disabled
  • Future purchase option: Increase your coverage in the future—without medical underwriting—to ensure your coverage keeps pace as your earnings grow
  • Residual benefits available: Depending on your circumstances, you may be eligible to continue receiving a portion of your total disability benefit after you return to work

For additional details, refer to the AAO-Endorsed Group Disability Income Insurance brochure. Not intended for residents of New Mexico.

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Your income is an important asset that deserves protecting. Click below to start the online application process today.

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Is AAO-Endorsed Group Disability Income Insurance Right for You?

If you earn an income, you most likely need disability insurance. Losing the ability to earn a paycheck, even for a short time, can be devastating. AAO-Endorsed Group Disability Income Insurance is a great option for individuals looking for portable protection. Unlike employer-sponsored plans, our coverage stays with you even if you change jobs. For questions on this coverage or to find out how much you need, contact a representative at 800.622.0344.

Carrier

New York Life Insurance Company, founded in 1845 and a recognized leader in the group insurance field, is one of the largest and most respected life insurance companies in the nation. New York Life has received the highest possible ratings for financial strength currently awarded to any life insurer by all four major ratings agencies: A.M. Best (A++), Fitch Ratings (AAA), Standard & Poor's (AA+), and Moody's Investors Service (Aaa).*

*Source: Third Party Ratings Report as of 8/9/16

Address
New York Life
State of Domicile:  New York
NAIC ID #66915
51 Madison Avenue
New York, NY 10010 USA

New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico, and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the plan details for current availability.

This is a brief summary of benefits only. Complete details, including features, costs, eligibility, renewability, limitations and exclusions are in the Certificate of Insurance. Certain state restrictions apply.

The AAO Group Disability Insurance Plan is underwritten by New York Life Insurance Company, 51 Madison Ave., New York, NY 10010, under Group Policy No. G-14242-3 on Policy Forms GMR-FACE/G-14242-3.

New York Life is licensed/authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability.

New York Life’s state of domicile is New York, and NAIC ID # is 66915.